:root {
  --navy: #0d3154;
  --navy-deep: #08233c;
  --blue: #1d507f;
  --gold: #e7ae3e;
  --ink: #10263a;
  --muted: #64717d;
  --line: #dce3e9;
  --paper: #ffffff;
  --wash: #f2f6f9;
  --cream: #f8f3e7;
  --green: #25a66a;
  --radius: 18px;
  --shadow: 0 20px 55px rgba(15, 44, 70, 0.12);
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body { margin: 0; color: var(--ink); background: var(--paper); font-family: "Segoe UI", Arial, sans-serif; font-size: 17px; line-height: 1.68; }
img { display: block; max-width: 100%; height: auto; }
a { color: inherit; }
button, input, textarea { font: inherit; }
.shell, .container { width: min(1120px, calc(100% - 40px)); margin-inline: auto; }
.narrow, .strategy-narrow { width: min(800px, calc(100% - 40px)); margin-inline: auto; }
.sr-only { position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0, 0, 0, 0); white-space: nowrap; border: 0; }
.skip-link { position: fixed; left: 12px; top: -80px; z-index: 1000; padding: 10px 15px; background: var(--gold); color: var(--navy-deep); font-weight: 800; }
.skip-link:focus { top: 12px; }

h1, h2, h3, h4, .brand { margin-top: 0; color: var(--navy); font-family: "Trebuchet MS", "Arial Narrow", Arial, sans-serif; line-height: 1.08; letter-spacing: -0.025em; }
h1 { font-size: clamp(3rem, 7vw, 5.6rem); }
h2 { font-size: clamp(2.25rem, 5vw, 3.8rem); }
h3 { font-size: 1.35rem; }
p { margin: 0 0 1.15rem; }
.eyebrow, .strategy-kicker { margin-bottom: 1rem; color: #916510; font-size: .78rem; font-weight: 900; letter-spacing: .18em; text-transform: uppercase; }
.center { text-align: center; }
.lead { max-width: 680px; color: #4d5f6e; font-size: 1.23rem; line-height: 1.72; }
.lead-small, .strategy-section-lead { font-size: 1.2rem; font-weight: 650; }
.fine-print, .session-note, .strategy-smallprint, .pricing-smallprint, .strategy-disclaimer { color: var(--muted); font-size: .88rem; }

.site-header { position: sticky; top: 0; z-index: 100; border-bottom: 1px solid var(--line); background: rgba(255,255,255,.96); backdrop-filter: blur(14px); }
.header-inner { display: flex; min-height: 76px; align-items: center; gap: 28px; }
.brand { flex: 1; color: var(--navy-deep); font-size: 1.22rem; font-weight: 900; text-decoration: none; }
.brand span { color: var(--gold); }
.primary-nav { display: flex; align-items: center; gap: 25px; }
.primary-nav a { color: #263b4c; font-size: .95rem; font-weight: 700; text-decoration: none; }
.primary-nav a:hover, .primary-nav a:focus-visible, .text-link:hover { color: var(--blue); text-decoration: underline; text-underline-offset: 5px; }
.menu-toggle { display: none; width: 44px; height: 44px; border: 1px solid var(--line); border-radius: 10px; background: white; }
.menu-toggle > span:not(.sr-only) { display: block; width: 20px; height: 2px; margin: 4px auto; background: var(--navy); }
.button, .btn { display: inline-flex; min-height: 50px; align-items: center; justify-content: center; gap: 8px; padding: 12px 22px; border: 1px solid var(--navy); border-radius: 9px; background: var(--navy); color: white; font-weight: 800; text-decoration: none; transition: transform .2s, background .2s; }
.button:hover, .btn:hover { transform: translateY(-2px); background: var(--blue); }
.button--outline { min-height: 46px; background: transparent; color: var(--navy); }
.button--light, .btn-call, .btn-outline, .btn-finance-primary { background: white; color: var(--navy); }
.button--gold { border-color: var(--gold); background: var(--gold); color: var(--navy-deep); }
.button-row, .strategy-hero-buttons, .strategy-finance-buttons, .blog-post-cta-buttons, .article-actions { display: flex; flex-wrap: wrap; gap: 12px; align-items: center; }
.text-link { color: var(--navy); font-weight: 800; text-decoration: none; }

.hero { overflow: hidden; padding: 84px 0 0; background: radial-gradient(circle at 87% 8%, rgba(231,174,62,.24), transparent 27%), var(--wash); }
.hero-grid { display: grid; grid-template-columns: 1.05fr .85fr; gap: 76px; align-items: center; }
.portrait-card { position: relative; padding: 14px 14px 18px; border: 1px solid var(--line); border-radius: 23px; background: white; box-shadow: var(--shadow); transform: rotate(.4deg); }
.portrait-card img { width: 100%; aspect-ratio: 1 / 1; border-radius: 15px; object-fit: cover; object-position: center top; }
.portrait-card div { display: flex; flex-direction: column; padding: 17px 8px 0; }
.portrait-card div strong { font-size: 1.04rem; }
.portrait-card div span { color: var(--muted); font-size: .9rem; }
.portrait-tape { position: absolute; top: -18px; right: 68px; width: 65px; height: 28px; border-radius: 4px; background: var(--gold); transform: rotate(6deg); }
.availability { position: absolute; right: 24px; bottom: 24px; color: var(--green); font-size: .76rem; font-weight: 800; }
.availability::before { display: inline-block; width: 9px; height: 9px; margin-right: 6px; border-radius: 50%; background: var(--green); content: ""; }
.stats { display: grid; grid-template-columns: repeat(4, 1fr); margin-top: 78px; border-top: 1px solid var(--line); }
.stats div { display: flex; min-height: 105px; flex-direction: column; justify-content: center; padding: 20px 24px; border-right: 1px solid var(--line); }
.stats div:first-child { border-left: 1px solid var(--line); }
.stats strong { color: var(--navy); font-size: 1.12rem; }
.stats span { color: var(--muted); font-size: .84rem; }

.section { padding: 100px 0; }
.homepage-video { padding-bottom: 0; }
.homepage-video-player { position: relative; width: min(100%, 960px); aspect-ratio: 16 / 9; margin-inline: auto; overflow: hidden; border-radius: var(--radius); background: var(--navy-deep); box-shadow: var(--shadow); }
.homepage-video-player iframe { display: block; width: 100%; height: 100%; border: 0; }
.next-steps { padding-bottom: 0; }
.next-steps-grid { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 22px; margin-top: 38px; }
.next-step { display: flex; flex-direction: column; padding: 28px; border: 1px solid var(--line); border-top: 4px solid var(--gold); border-radius: 14px; background: var(--wash); }
.next-step h3 { font-size: 1.55rem; line-height: 1.2; }
.next-step h3 a { text-decoration: none; }
.next-step p { color: var(--muted); }
.next-step-links { display: flex; flex-direction: column; margin-top: auto; }
.next-step-links a { display: flex; align-items: center; min-height: 44px; color: var(--navy); font-weight: 750; text-decoration: none; }
.next-step a:hover { text-decoration: underline; text-underline-offset: 4px; }
.next-step a:focus-visible { outline: 3px solid var(--blue); outline-offset: 4px; }
#finance, #faq, #contact, #video-heading { scroll-margin-top: 96px; }
@media (max-width: 760px) { .next-steps-grid { grid-template-columns: 1fr; } }
.section--tint { background: var(--wash); }
.section--navy { background: var(--navy); color: #dce8f1; }
.section--navy h2 { color: white; }
.section-title { max-width: 820px; margin: 0 auto 18px; text-align: center; }
.section-intro { max-width: 700px; margin: 0 auto 52px; color: var(--muted); text-align: center; }
.section-action { margin-top: 42px; }
.service-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }
.service-grid article { min-height: 260px; padding: 30px; border: 1px solid var(--line); border-radius: 15px; background: white; }
.service-grid article > span { display: inline-grid; width: 48px; height: 48px; margin-bottom: 26px; place-items: center; border-radius: 11px; background: var(--wash); font-size: 1.35rem; }
.service-grid article p { color: var(--muted); }
.service-grid article a { color: var(--navy); font-size: .92rem; font-weight: 800; text-decoration: none; }
.split { display: grid; grid-template-columns: .85fr 1.15fr; gap: 80px; align-items: center; }
.split.compact { grid-template-columns: 1.35fr .65fr; }
.portrait-large { position: relative; }
.portrait-large > img { width: 100%; max-height: 550px; border-radius: 18px; object-fit: cover; object-position: center top; }
.portrait-large blockquote { position: absolute; right: -30px; bottom: -30px; width: 280px; margin: 0; padding: 24px; border-left: 4px solid var(--gold); border-radius: 11px; background: white; box-shadow: var(--shadow); font-size: 1.15rem; font-weight: 800; }
.portrait-large small { display: block; margin-top: 8px; color: var(--muted); font-size: .82rem; font-weight: 400; }
.steps { display: grid; grid-template-columns: repeat(3, 1fr); gap: 22px; margin-top: 54px; }
.steps article { min-height: 275px; padding: 34px; border-top: 4px solid var(--gold); background: var(--wash); }
.steps strong { color: #bac5ce; font-size: 2.7rem; }
.faq-grid { display: grid; grid-template-columns: .7fr 1.3fr; gap: 70px; }
.faq-list details { border-bottom: 1px solid var(--line); }
.faq-list summary { padding: 24px 42px 24px 0; color: var(--navy-deep); font-weight: 800; cursor: pointer; }
.faq-list p { color: var(--muted); }
.contact-panel { display: grid; grid-template-columns: 1.25fr .75fr; gap: 50px; align-items: center; padding: 62px; border-radius: var(--radius); background: radial-gradient(circle at 90% 0, rgba(231,174,62,.22), transparent 32%), var(--wash); }
.contact-panel h2 { margin-bottom: 14px; }
.contact-panel > div:last-child { display: flex; flex-direction: column; gap: 12px; align-items: stretch; }
.contact-link { color: var(--navy); font-weight: 800; text-align: center; text-decoration: none; }

.insight-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; }
.insight-grid--all { grid-template-columns: repeat(2, 1fr); }
.insight-card { overflow: hidden; border: 1px solid var(--line); border-radius: 16px; background: white; }
.insight-image { display: block; min-height: 220px; background: var(--wash); }
.insight-image img { width: 100%; height: 260px; object-fit: cover; }
.insight-image--plain { display: grid; place-items: center; background: linear-gradient(135deg, var(--navy), var(--blue)); color: white; }
.insight-image--plain span { max-width: 180px; color: #f4cc79; font-weight: 900; letter-spacing: .12em; text-align: center; text-transform: uppercase; }
.insight-card-body { padding: 26px; }
.insight-card h2 { font-size: 1.6rem; }
.insight-card h2 a { text-decoration: none; }
.insight-card h2 a:hover { text-decoration: underline; text-underline-offset: 5px; }
.insight-card p { color: var(--muted); }
.card-meta, .blog-post-meta { color: #916510 !important; font-size: .78rem; font-weight: 850; letter-spacing: .04em; text-transform: uppercase; }

.page-hero { padding: 92px 0 76px; background: radial-gradient(circle at 78% 0, rgba(231,174,62,.22), transparent 28%), var(--wash); text-align: center; }
.page-hero h1 { margin-bottom: 18px; }
.page-hero .lead { margin-inline: auto; }
.preferred-source { max-width: 100%; margin: 24px auto 0; overflow: hidden; }
.preferred-source[hidden] { display: none !important; }

.article-main { padding: 74px 0 24px; background: white; }
.article-shell { width: min(900px, calc(100% - 40px)); }
.article-shell > article, .article-shell .blog-container, .article-shell .container { width: 100% !important; max-width: 820px !important; margin-inline: auto !important; }
.article-shell h1, .blog-post-heading { margin-bottom: 18px; font-size: clamp(2.6rem, 6vw, 4.7rem); }
.article-shell h2 { margin: 2.5em 0 .65em; font-size: clamp(1.8rem, 4vw, 2.65rem); }
.article-shell h3 { margin-top: 2rem; }
.article-shell p, .article-shell li { color: #344b5d; }
.article-shell a { color: #145f9a; text-underline-offset: 4px; }
.article-shell ul, .article-shell ol { padding-left: 1.35rem; }
.article-date { margin-bottom: 32px; color: var(--muted) !important; font-size: .9rem; }
.blog-post-header { margin-bottom: 42px; }
.blog-post-deck { max-width: 700px; color: #4d5f6e !important; font-size: 1.2rem; }
.blog-tag { display: inline-block; margin-right: 10px; padding: 5px 10px; border-radius: 99px; background: var(--cream); color: #805a12; font-size: .75rem; font-weight: 850; text-transform: uppercase; }
.blog-read-time { color: var(--muted); font-size: .85rem; }
.blog-post-body blockquote, .blog-pullquote, .strategy-quote { margin: 34px 0; padding: 25px 30px; border-left: 4px solid var(--gold); background: var(--cream); color: var(--navy); font-size: 1.16rem; font-weight: 650; }
.blog-post-cta { margin: 44px 0; padding: 30px; border-radius: 14px; background: var(--wash); }
.blog-post-cta-heading { margin-bottom: 10px !important; font-size: 1.75rem !important; }
.blog-author { display: flex; gap: 18px; align-items: center; margin: 40px 0; padding-top: 28px; border-top: 1px solid var(--line); }
.blog-author-avatar { width: 72px; height: 72px; border-radius: 50%; object-fit: cover; }
.blog-author-name { margin-bottom: 2px; color: var(--navy) !important; font-weight: 850; }
.blog-author-bio { margin: 0; font-size: .9rem; }
.article-after { padding: 30px 0 86px; }
.article-actions { justify-content: space-between; padding-top: 28px; border-top: 1px solid var(--line); }
.blog-savings-callout { margin: 30px 0; padding: 28px; border-radius: 14px; background: var(--navy); color: white; text-align: center; }
.blog-savings-callout * { color: white !important; }
.blog-savings-number { display: block; font-size: 2.8rem; font-weight: 900; }
.blog-comparison-grid { display: grid; grid-template-columns: 1fr auto 1fr; gap: 16px; align-items: center; margin: 28px 0; }
.blog-comparison-col { padding: 22px; border: 1px solid var(--line); border-radius: 12px; text-align: center; }
.blog-comparison-col--good { border-color: var(--green); background: #ecfaf3; }
.blog-comparison-col--bad { background: #fff3f2; }
.blog-comparison-rate { font-size: 2rem; font-weight: 900; }
.blog-comparison-divider { font-weight: 900; }

.amm-plan, .amm-carousel { margin: 38px 0; }
.amm-plan-heading, .amm-carousel-heading { margin-bottom: 16px !important; font-size: 1.55rem !important; }
.amm-plan-trigger { display: block; width: 100%; padding: 0; border: 0; border-radius: 14px; background: transparent; cursor: zoom-in; }
.amm-plan-trigger img, .amm-photo { width: 100%; max-height: 620px; border-radius: 14px; object-fit: cover; }
figcaption { margin-top: 10px; color: var(--muted); font-size: .86rem; text-align: center; }
.amm-carousel-track { display: flex; overflow: hidden; border-radius: 14px; scroll-behavior: smooth; scroll-snap-type: x mandatory; }
.amm-slide { min-width: 100%; margin: 0; scroll-snap-align: start; }
.amm-slide img { width: 100%; height: min(68vw, 560px); object-fit: cover; }
.amm-carousel-controls { display: flex; align-items: center; justify-content: center; gap: 12px; margin-top: 13px; }
.amm-btn { width: 42px; height: 42px; border: 1px solid var(--line); border-radius: 50%; background: white; color: var(--navy); cursor: pointer; }
.amm-dots { display: flex; gap: 7px; }
.amm-dots button { width: 9px; height: 9px; padding: 0; border: 0; border-radius: 50%; background: #bdc7cf; }
.amm-dots button[aria-selected="true"] { background: var(--navy); }
.amm-lightbox { position: fixed; inset: 0; z-index: 500; display: grid; padding: 70px 24px 24px; place-items: center; background: rgba(4,17,29,.92); }
.amm-lightbox[hidden] { display: none; }
.amm-lightbox img { max-height: calc(100vh - 110px); }
.amm-lightbox-close { position: absolute; top: 18px; right: 22px; border: 0; background: transparent; color: white; cursor: pointer; }

.strategy-main { background: white; }
.strategy-main .container { width: min(1060px, calc(100% - 40px)); }
.strategy-hero { padding: 84px 0; background: radial-gradient(circle at 80% 8%, rgba(231,174,62,.25), transparent 30%), var(--wash); }
.strategy-hero-inner { display: grid; grid-template-columns: 1.1fr .75fr; gap: 64px; align-items: center; }
.strategy-heading { font-size: clamp(3.2rem, 7vw, 5.4rem); }
.strategy-subheading { color: #4d5f6e; font-size: 1.2rem; }
.strategy-hero-photo { width: 100%; border-radius: 20px; box-shadow: var(--shadow); }
.strategy-section, .strategy-ethics, .strategy-finance-first, .strategy-final-cta { padding: 86px 0; }
.strategy-section--alt, .strategy-finance-first { background: var(--wash); }
.strategy-section-heading, .strategy-ethics-heading, .strategy-final-heading { text-align: center; }
.service-cards, .process-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; margin-top: 38px; }
.service-card, .process-step, .pricing-card, .fit-card { padding: 28px; border: 1px solid var(--line); border-radius: 14px; background: white; }
.service-card-icon { font-size: 1.6rem; }
.service-card-heading, .process-heading { margin: 15px 0 8px !important; font-size: 1.3rem !important; }
.process-num { color: var(--gold); font-size: 2rem; font-weight: 900; }
.strategy-ethics { background: var(--navy); color: #dce8f1; }
.strategy-ethics h2 { color: white; }
.strategy-ethics-list { columns: 2; }
.pricing-card { max-width: 720px; margin: 35px auto; border-top: 5px solid var(--gold); box-shadow: var(--shadow); }
.pricing-amount { color: var(--navy); font-size: 3rem; font-weight: 900; }
.pricing-followup { margin-top: 24px; padding-top: 18px; border-top: 1px solid var(--line); }
.fit-columns { display: grid; grid-template-columns: 1fr 1fr; gap: 22px; }
.fit-card--yes { border-top: 4px solid var(--green); }
.fit-card--no { border-top: 4px solid #c66; }
.strategy-list--columns { columns: 2; }
.faq-item { border-bottom: 1px solid var(--line); }
.faq-question { width: 100%; padding: 22px 0; border: 0; background: transparent; color: var(--navy); font-weight: 850; text-align: left; cursor: pointer; }
.faq-answer { color: var(--muted); }
.strategy-final-cta { background: var(--cream); text-align: center; }

.site-footer { padding: 72px 0 28px; background: var(--navy-deep); color: #bdcedd; }
.footer-grid { display: grid; grid-template-columns: 1.5fr .65fr 1fr; gap: 60px; }
.brand--footer { display: inline-block; margin-bottom: 16px; color: white; }
.footer-grid h2 { margin-bottom: 14px; color: white; font-size: .85rem; letter-spacing: .12em; text-transform: uppercase; }
.footer-grid a:not(.brand) { display: block; margin-bottom: 7px; color: #d8e4ed; text-decoration: none; }
.footer-legal { display: grid; grid-template-columns: 1.2fr 1fr auto; gap: 28px; align-items: end; margin-top: 48px; padding-top: 28px; border-top: 1px solid rgba(255,255,255,.14); font-size: .76rem; line-height: 1.55; }

@media (max-width: 900px) {
  .header-inner { min-height: 68px; }
  .menu-toggle { display: block; order: 2; }
  .header-call { display: none; }
  .primary-nav { position: absolute; top: 68px; left: 0; right: 0; display: none; flex-direction: column; align-items: stretch; gap: 0; padding: 12px 20px 22px; border-bottom: 1px solid var(--line); background: white; box-shadow: 0 18px 35px rgba(9,38,62,.1); }
  .primary-nav.is-open { display: flex; }
  .primary-nav a { padding: 14px 4px; border-bottom: 1px solid var(--line); }
  .hero-grid, .split, .split.compact, .strategy-hero-inner, .faq-grid, .contact-panel { grid-template-columns: 1fr; }
  .hero-grid { gap: 54px; }
  .stats { grid-template-columns: 1fr 1fr; }
  .stats div:nth-child(3) { border-left: 1px solid var(--line); }
  .service-grid, .steps, .insight-grid, .service-cards, .process-grid { grid-template-columns: 1fr 1fr; }
  .portrait-large blockquote { right: 10px; }
  .footer-grid, .footer-legal { grid-template-columns: 1fr 1fr; }
  .footer-legal p:last-child { grid-column: 1 / -1; }
}

@media (max-width: 620px) {
  body { font-size: 16px; }
  .shell, .container, .narrow, .strategy-narrow, .strategy-main .container, .article-shell { width: min(100% - 28px, 1120px); }
  h1 { font-size: clamp(2.65rem, 14vw, 4rem); }
  h2 { font-size: clamp(2rem, 10vw, 3rem); }
  .hero { padding-top: 58px; }
  .section, .strategy-section, .strategy-ethics, .strategy-finance-first, .strategy-final-cta { padding: 68px 0; }
  .page-hero { padding: 68px 0 55px; }
  .button-row, .strategy-hero-buttons, .strategy-finance-buttons, .blog-post-cta-buttons, .article-actions { align-items: stretch; flex-direction: column; }
  .button-row .button, .strategy-hero-buttons .btn, .strategy-finance-buttons .btn, .blog-post-cta-buttons .btn, .article-actions .button { width: 100%; }
  .stats, .service-grid, .steps, .insight-grid, .service-cards, .process-grid, .fit-columns, .footer-grid, .footer-legal { grid-template-columns: 1fr; }
  .stats div, .stats div:nth-child(3) { min-height: 85px; border-left: 1px solid var(--line); }
  .portrait-large blockquote { position: relative; right: auto; bottom: auto; width: calc(100% - 24px); margin: -34px 12px 0; }
  .contact-panel { padding: 34px 24px; }
  .strategy-hero { padding: 62px 0; }
  .strategy-ethics-list, .strategy-list--columns { columns: 1; }
  .blog-comparison-grid { grid-template-columns: 1fr; }
  .blog-comparison-divider { transform: rotate(90deg); text-align: center; }
  .article-main { padding-top: 54px; }
  .article-shell h1, .blog-post-heading { font-size: clamp(2.35rem, 12vw, 3.45rem); }
  .article-shell > article { padding-inline: 0 !important; }
  .amm-slide img { height: 78vw; }
  .preferred-source { width: 100%; transform-origin: left top; }
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { transition-duration: .01ms !important; animation-duration: .01ms !important; }
}